1. 1% cash back applies to any loan balances transferred to OCCU from another financial institution . 1% cash back will be based on amount advanced at loan closing (example: $200 on a loan of $20,000). Offer cannot be combined with any other promotions. This is a limited-time offer and could end at any time. Loans paid off within six months of funding will incur cash back reversal. Not applicable to Home Mortgage, Home Equity and Land loans. Cash back paid on refinanced balance only. 2. Interest begins accruing upon disbursal of loan. Deferred payments available upon approval. Offer may end at any time without notice. FEDERALLY INSURED BY NCUA.