Save money with a 11.50% APR* Fixed Rate
Rates are rising on other variable rate credit cards, not so with ours. We offer just one, low fixed rate on purchases, balances transfers and cash advances!
Earn Rewards!
We’ve partnered with ScoreCard Rewards® to provide you with enhanced travel opportunities and name brand merchandise! Earn 1 point for every dollar you spend and 1 point for every dollar you transfer over from another credit card!
Families can combine points for bigger rewards! Upon approval, we’ll give you 1,000 points to get you started!
Get 1% Cash Back!**
Get rid of high-interest credit cards by paying them off with an OCCU VISA Platinum Rewards Card and get 1% cash back immediately. Plus, earn 1 point for every dollar transferred!
We Just Say No!
No cash advance fee, No annual fee, and No balance transfer fee!
25-Day Grace Period
Avoid finance charge on purchases by paying your statement balance within 25 days. Grace period does not apply to cash advances.
We Manage Our Own VISA Program!
That means if you have a question or a problem, you can talk with us directly and we take care of you personally!